Control your health care costs

Your plan can be structured to meet your specific needs.  The plans are NOT subject to the Affordable Care Act (ACA) provisions that include Modified Community Rating, medical loss-ratio requirements, or review of premium increases. One of our clients, with a group of nine employees, received $25,000 back!

Eliminate year end surprises

Your maximum plan cost is determined up front, so there will be no year end surprises.

Create predicatable cash flow

You will have predictable monthly expenses, and never have to pay more than planned for the month.

Protect your assets

If employee claims exceed the project cost, your costs do not increase!

Get cash back!

If the actual claims are LESS THAN PROJECTED, you receive cash back.